Frequently Asked Questions

QuickLoan is a digital lending platform that provides fast, transparent, and accessible loan solutions to individuals and businesses. We offer various loan products with competitive interest rates and flexible repayment terms.

The online application takes 5-10 minutes to complete. Once submitted, our team manually reviews your application within 24 hours during business days. You'll receive a decision via email and your dashboard.

Our interest rates range from 5% to 20% APR depending on the loan type, amount, and your credit profile. Personal loans start at 8% APR, while salary advances start at 5% APR. All rates are clearly displayed before you accept any loan.

No, we believe in complete transparency. All fees, including interest rates, processing fees, and late payment charges are clearly disclosed upfront. There are no hidden charges or surprise costs.

To be eligible, you must: be at least 21 years old, have a valid government-issued ID, have a stable income source, maintain an active bank account, and be a resident of the country where you're applying.

Typically, you'll need: valid government ID, proof of residence, proof of income (recent pay stubs or bank statements), and bank account details. Additional documents may be required based on your loan type and amount.

Yes, we perform credit checks as part of our responsible lending practices. However, we consider multiple factors including income, employment stability, and overall financial situation, not just credit scores.

We consider applicants with various credit profiles. While good credit helps secure better rates, we evaluate each application individually. Some loan products may be more accessible depending on your specific situation.

Once approved and you've accepted the terms, funds are transferred directly to your bank account. This is done through secure offline processing, typically within 24-48 hours after approval.

We offer flexible repayment periods from 3 to 60 months depending on the loan type. Payments are typically made monthly through automatic bank transfers. You can choose the term that best fits your budget.

Yes, you can pay off your loan early without any prepayment penalties. In fact, early repayment may save you money on interest charges. Contact us if you want to make an early payment.

If you miss a payment, contact us immediately. We may be able to work out a payment arrangement. Late payments may incur additional fees and could affect your credit score. We're here to help find solutions.

We use bank-level 256-bit SSL encryption to protect your data. All information is stored securely and only shared with authorized personnel. We comply with data protection regulations and never sell your information to third parties.

Your information is only shared with authorized parties necessary for processing your loan application, such as credit bureaus and our lending partners. We never share your data for marketing purposes without your explicit consent.

You can update your personal information through your online dashboard or by contacting our customer service team. We recommend keeping your information current to ensure smooth communication and service.

Our loan amounts range from $200 to $100,000 depending on the loan type: Emergency loans ($200-$10,000), Personal loans ($1,000-$50,000), Business loans ($5,000-$100,000), and Salary advances ($200-$5,000).

Personal loans are versatile for various needs. Business loans help with company expenses. Emergency loans offer quick approval for urgent situations. Salary advances are short-term, low-interest loans tied to your employment.

First-time borrowers may have lower initial limits, typically starting around $1,000-$5,000. As you build a positive repayment history with us, you may become eligible for higher amounts on future applications.