/* Reset and Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Inter', sans-serif;
    line-height: 1.6;
    color: #333;
    background-color: #ffffff;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Navigation */
.navbar {
    background: #ffffff;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
    position: fixed;
    top: 0;
    width: 100%;
    z-index: 1000;
    transition: all 0.3s ease;
}

.navbar .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem 20px;
}

.nav-brand {
    display: flex;
    align-items: center;
    font-size: 1.5rem;
    font-weight: 700;
    color: #1e40af;
    text-decoration: none;
}

.nav-brand i {
    margin-right: 10px;
    font-size: 1.8rem;
}

.nav-menu {
    display: flex;
    list-style: none;
    align-items: center;
    gap: 2rem;
}

.nav-link {
    color: #4b5563;
    text-decoration: none;
    font-weight: 500;
    transition: color 0.3s ease;
    position: relative;
}

.nav-link:hover,
.nav-link.active {
    color: #1e40af;
}

.nav-link.active::after {
    content: '';
    position: absolute;
    bottom: -5px;
    left: 0;
    width: 100%;
    height: 2px;
    background: #1e40af;
}

.hamburger {
    display: none;
    flex-direction: column;
    cursor: pointer;
}

.hamburger span {
    width: 25px;
    height: 3px;
    background: #333;
    margin: 3px 0;
    transition: 0.3s;
}

/* Buttons */
.btn {
    display: inline-block;
    padding: 12px 24px;
    border-radius: 8px;
    text-decoration: none;
    font-weight: 600;
    text-align: center;
    transition: all 0.3s ease;
    border: none;
    cursor: pointer;
    font-size: 1rem;
}

.btn-primary {
    background: linear-gradient(135deg, #1e40af, #2563eb);
    color: white;
    box-shadow: 0 4px 15px rgba(30, 64, 175, 0.3);
}

.btn-primary:hover {
    background: linear-gradient(135deg, #1e3a8a, #1d4ed8);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(30, 64, 175, 0.4);
}

.btn-outline {
    background: transparent;
    color: #1e40af;
    border: 2px solid #1e40af;
}

.btn-outline:hover {
    background: #1e40af;
    color: white;
    transform: translateY(-2px);
}

.btn-lg {
    padding: 16px 32px;
    font-size: 1.1rem;
}

/* Hero Section */
.hero {
    padding: 120px 0 80px;
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
    min-height: 90vh;
    display: flex;
    align-items: center;
}

.hero .container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.hero-content h1 {
    font-size: 3.5rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 1.5rem;
    line-height: 1.2;
}

.hero-subtitle {
    font-size: 1.25rem;
    color: #6b7280;
    margin-bottom: 2rem;
    line-height: 1.6;
}

.hero-buttons {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

.hero-image img {
    width: 100%;
    height: auto;
    border-radius: 16px;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.1);
}

/* Section Headers */
.section-header {
    text-align: center;
    margin-bottom: 4rem;
}

.section-header h2 {
    font-size: 2.5rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 1rem;
}

.section-header p {
    font-size: 1.125rem;
    color: #6b7280;
    max-width: 600px;
    margin: 0 auto;
}

/* Features Section */
.features {
    padding: 80px 0;
    background: white;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
}

.feature-card {
    text-align: center;
    padding: 2rem;
    border-radius: 12px;
    background: #f8fafc;
    transition: all 0.3s ease;
    border: 1px solid #e2e8f0;
}

.feature-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    border-color: #1e40af;
}

.feature-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    background: linear-gradient(135deg, #1e40af, #2563eb);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 2rem;
}

.feature-card h3 {
    font-size: 1.5rem;
    font-weight: 600;
    color: #1f2937;
    margin-bottom: 1rem;
}

.feature-card p {
    color: #6b7280;
    line-height: 1.6;
}

/* How It Works Section */
.how-it-works {
    padding: 80px 0;
    background: #f8fafc;
}

.steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 3rem;
    position: relative;
}

.step {
    text-align: center;
    position: relative;
}

.step-number {
    width: 40px;
    height: 40px;
    background: #1e40af;
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    margin: 0 auto 1rem;
    font-size: 1.2rem;
}

.step-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    background: linear-gradient(135deg, #10b981, #34d399);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 2rem;
}

.step h3 {
    font-size: 1.5rem;
    font-weight: 600;
    color: #1f2937;
    margin-bottom: 1rem;
}

.step p {
    color: #6b7280;
    line-height: 1.6;
}

/* Testimonials Section */
.testimonials {
    padding: 80px 0;
    background: white;
}

.testimonials-slider {
    max-width: 800px;
    margin: 0 auto;
    position: relative;
    height: 300px;
}

.testimonial {
    position: absolute;
    width: 100%;
    opacity: 0;
    transition: opacity 0.5s ease;
    display: none;
}

.testimonial.active {
    opacity: 1;
    display: block;
}

.testimonial-content {
    background: #f8fafc;
    padding: 2rem;
    border-radius: 12px;
    text-align: center;
    border: 1px solid #e2e8f0;
}

.stars {
    color: #fbbf24;
    font-size: 1.2rem;
    margin-bottom: 1rem;
}

.testimonial-content p {
    font-size: 1.125rem;
    color: #4b5563;
    line-height: 1.8;
    margin-bottom: 2rem;
    font-style: italic;
}

.testimonial-author {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 1rem;
}

.testimonial-author img {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    object-fit: cover;
}

.testimonial-author h4 {
    color: #1f2937;
    font-weight: 600;
    margin-bottom: 0.25rem;
}

.testimonial-author p {
    color: #6b7280;
    font-size: 0.875rem;
    margin: 0;
}

.testimonial-dots {
    display: flex;
    justify-content: center;
    gap: 0.5rem;
    margin-top: 2rem;
}

.dot {
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: #d1d5db;
    cursor: pointer;
    transition: background 0.3s ease;
}

.dot.active {
    background: #1e40af;
}

/* Trust Badges Section */
.trust-badges {
    padding: 60px 0;
    background: #f8fafc;
}

.badges-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 2rem;
}

.badge {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.75rem;
    padding: 1rem;
    background: white;
    border-radius: 8px;
    border: 1px solid #e2e8f0;
    transition: all 0.3s ease;
}

.badge:hover {
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}

.badge i {
    font-size: 1.5rem;
    color: #10b981;
}

.badge span {
    font-weight: 600;
    color: #374151;
}

/* CTA Section */
.cta {
    padding: 80px 0;
    background: linear-gradient(135deg, #1e40af, #2563eb);
    color: white;
    text-align: center;
}

.cta-content h2 {
    font-size: 2.5rem;
    font-weight: 700;
    margin-bottom: 1rem;
}

.cta-content p {
    font-size: 1.25rem;
    margin-bottom: 2rem;
    opacity: 0.9;
}

.cta .btn {
    background: white;
    color: #1e40af;
}

.cta .btn:hover {
    background: #f8fafc;
    transform: translateY(-2px);
}

/* Footer */
.footer {
    background: #1f2937;
    color: white;
    padding: 60px 0 20px;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 3rem;
    margin-bottom: 3rem;
}

.footer-brand {
    display: flex;
    align-items: center;
    font-size: 1.5rem;
    font-weight: 700;
    color: white;
    margin-bottom: 1rem;
}

.footer-brand i {
    margin-right: 10px;
}

.footer-section h4 {
    font-size: 1.25rem;
    font-weight: 600;
    margin-bottom: 1.5rem;
    color: #10b981;
}

.footer-section ul {
    list-style: none;
}

.footer-section ul li {
    margin-bottom: 0.75rem;
}

.footer-section a {
    color: #d1d5db;
    text-decoration: none;
    transition: color 0.3s ease;
}

.footer-section a:hover {
    color: #10b981;
}

.social-links {
    display: flex;
    gap: 1rem;
    margin-top: 1.5rem;
}

.social-links a {
    width: 40px;
    height: 40px;
    background: #374151;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    transition: all 0.3s ease;
}

.social-links a:hover {
    background: #10b981;
    transform: translateY(-2px);
}

.contact-info p {
    margin-bottom: 0.75rem;
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
}

.contact-info i {
    color: #10b981;
    margin-top: 0.25rem;
}

.footer-bottom {
    border-top: 1px solid #374151;
    padding-top: 2rem;
    text-align: center;
    color: #9ca3af;
}

.demo-badge {
    background: #ef4444;
    color: white;
    padding: 2px 8px;
    border-radius: 4px;
    font-size: 0.75rem;
    font-weight: 600;
}

/* Responsive Design */
@media (max-width: 768px) {
    .nav-menu {
        position: fixed;
        left: -100%;
        top: 70px;
        flex-direction: column;
        background-color: white;
        width: 100%;
        text-align: center;
        transition: 0.3s;
        box-shadow: 0 10px 27px rgba(0, 0, 0, 0.05);
        padding: 2rem 0;
    }

    .nav-menu.active {
        left: 0;
    }

    .hamburger {
        display: flex;
    }

    .hamburger.active span:nth-child(2) {
        opacity: 0;
    }

    .hamburger.active span:nth-child(1) {
        transform: translateY(8px) rotate(45deg);
    }

    .hamburger.active span:nth-child(3) {
        transform: translateY(-8px) rotate(-45deg);
    }

    .hero .container {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .hero-content h1 {
        font-size: 2.5rem;
    }

    .hero-buttons {
        justify-content: center;
    }

    .hero-image {
        order: -1;
        margin-bottom: 2rem;
    }

    .features-grid {
        grid-template-columns: 1fr;
    }

    .steps {
        grid-template-columns: 1fr;
    }

    .badges-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer-content {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .social-links {
        justify-content: center;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 15px;
    }

    .hero-content h1 {
        font-size: 2rem;
    }

    .hero-subtitle {
        font-size: 1rem;
    }

    .section-header h2 {
        font-size: 2rem;
    }

    .cta-content h2 {
        font-size: 2rem;
    }

    .badges-grid {
        grid-template-columns: 1fr;
    }
}

/* Smooth Scrolling */
html {
    scroll-behavior: smooth;
}

/* Loading Animation */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* Form Styles (for apply page) */
.form-group {
    margin-bottom: 1.5rem;
}

.form-group label {
    display: block;
    margin-bottom: 0.5rem;
    font-weight: 600;
    color: #374151;
}

.form-control {
    width: 100%;
    padding: 12px 16px;
    border: 2px solid #e5e7eb;
    border-radius: 8px;
    font-size: 1rem;
    transition: border-color 0.3s ease;
    font-family: inherit;
}

.form-control:focus {
    outline: none;
    border-color: #1e40af;
    box-shadow: 0 0 0 3px rgba(30, 64, 175, 0.1);
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
}

/* Alert Styles */
.alert {
    padding: 1rem;
    border-radius: 8px;
    margin-bottom: 1.5rem;
    border-left: 4px solid;
}

.alert-info {
    background: #eff6ff;
    border-color: #1e40af;
    color: #1e40af;
}

.alert-success {
    background: #f0fdf4;
    border-color: #10b981;
    color: #10b981;
}

/* Dashboard Styles */
.dashboard-card {
    background: white;
    border-radius: 12px;
    padding: 2rem;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
    margin-bottom: 2rem;
}

.status-badge {
    display: inline-block;
    padding: 0.5rem 1rem;
    border-radius: 20px;
    font-size: 0.875rem;
    font-weight: 600;
    text-transform: uppercase;
}

.status-pending {
    background: #fef3c7;
    color: #d97706;
}

.status-approved {
    background: #d1fae5;
    color: #10b981;
}

.status-rejected {
    background: #fee2e2;
    color: #ef4444;
}

/* Page Header */
.page-header {
    padding: 140px 0 80px;
    background: linear-gradient(135deg, #1e40af, #2563eb);
    color: white;
    text-align: center;
}

.page-header-content h1 {
    font-size: 3rem;
    font-weight: 700;
    margin-bottom: 1rem;
}

.page-header-content p {
    font-size: 1.25rem;
    opacity: 0.9;
    max-width: 600px;
    margin: 0 auto;
}

/* Company Story */
.company-story {
    padding: 80px 0;
    background: white;
}

.story-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.story-text h2 {
    font-size: 2.5rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 2rem;
}

.story-text p {
    font-size: 1.125rem;
    color: #4b5563;
    line-height: 1.8;
    margin-bottom: 1.5rem;
}

.story-image img {
    width: 100%;
    height: auto;
    border-radius: 16px;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.1);
}

/* Mission & Vision */
.mission-vision {
    padding: 80px 0;
    background: #f8fafc;
}

.mv-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(400px, 1fr));
    gap: 3rem;
}

.mv-card {
    background: white;
    padding: 3rem;
    border-radius: 16px;
    text-align: center;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    transition: transform 0.3s ease;
}

.mv-card:hover {
    transform: translateY(-5px);
}

.mv-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 2rem;
    background: linear-gradient(135deg, #10b981, #34d399);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 2rem;
}

.mv-card h3 {
    font-size: 1.75rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 1rem;
}

.mv-card p {
    font-size: 1.125rem;
    color: #6b7280;
    line-height: 1.6;
}

/* Why Choose Section */
.why-choose {
    padding: 80px 0;
    background: white;
}

.choose-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.choose-item {
    text-align: center;
    padding: 2rem;
    border-radius: 12px;
    background: #f8fafc;
    transition: all 0.3s ease;
}

.choose-item:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.choose-number {
    font-size: 3rem;
    font-weight: 700;
    color: #1e40af;
    margin-bottom: 1rem;
}

.choose-item h4 {
    font-size: 1.25rem;
    font-weight: 600;
    color: #1f2937;
    margin-bottom: 0.5rem;
}

.choose-item p {
    color: #6b7280;
    line-height: 1.6;
}

/* Core Values */
.core-values {
    padding: 80px 0;
    background: #f8fafc;
}

.values-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.value-card {
    background: white;
    padding: 2rem;
    border-radius: 12px;
    text-align: center;
    transition: all 0.3s ease;
    border: 1px solid #e2e8f0;
}

.value-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    border-color: #1e40af;
}

.value-icon {
    width: 70px;
    height: 70px;
    margin: 0 auto 1.5rem;
    background: linear-gradient(135deg, #1e40af, #2563eb);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.5rem;
}

.value-card h4 {
    font-size: 1.25rem;
    font-weight: 600;
    color: #1f2937;
    margin-bottom: 1rem;
}

.value-card p {
    color: #6b7280;
    line-height: 1.6;
}

/* Team Section */
.team {
    padding: 80px 0;
    background: white;
}

.team-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
}

.team-member {
    text-align: center;
    padding: 2rem;
    border-radius: 12px;
    background: #f8fafc;
    transition: all 0.3s ease;
}

.team-member:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.team-member img {
    width: 150px;
    height: 150px;
    border-radius: 50%;
    object-fit: cover;
    margin-bottom: 1.5rem;
    border: 4px solid #1e40af;
}

.team-member h4 {
    font-size: 1.25rem;
    font-weight: 600;
    color: #1f2937;
    margin-bottom: 0.5rem;
}

.position {
    color: #1e40af;
    font-weight: 600;
    margin-bottom: 0.5rem !important;
}

.team-member p {
    color: #6b7280;
    margin-bottom: 1rem;
    font-size: 0.9rem;
}

.team-member .social-links {
    justify-content: center;
}

.team-member .social-links a {
    background: #1e40af;
    color: white;
}

.team-member .social-links a:hover {
    background: #10b981;
}

/* Office Location */
.office-location {
    padding: 80px 0;
    background: #f8fafc;
}

.office-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.office-text h2 {
    font-size: 2.5rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 1.5rem;
}

.office-text p {
    font-size: 1.125rem;
    color: #4b5563;
    line-height: 1.8;
    margin-bottom: 2rem;
}

.office-details {
    margin-bottom: 2rem;
}

.office-details p {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    margin-bottom: 1rem;
    color: #4b5563;
    line-height: 1.6;
}

.office-details i {
    color: #1e40af;
    margin-top: 0.25rem;
    min-width: 20px;
}

.office-map img {
    width: 100%;
    height: auto;
    border-radius: 16px;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.1);
}

/* Responsive Design for About Page */
@media (max-width: 768px) {
    .page-header-content h1 {
        font-size: 2rem;
    }
    
    .story-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .office-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .mv-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .choose-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .values-grid {
        grid-template-columns: 1fr;
    }
    
    .team-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 480px) {
    .choose-grid {
        grid-template-columns: 1fr;
    }
    
    .mv-card {
        padding: 2rem;
    }
}

/* Loan Calculator */
.loan-calculator {
    padding: 80px 0;
    background: #f8fafc;
}

.calculator-card {
    background: white;
    border-radius: 16px;
    padding: 3rem;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    max-width: 800px;
    margin: 0 auto;
}

.calculator-card h2 {
    font-size: 2rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 0.5rem;
    text-align: center;
}

.calculator-card p {
    color: #6b7280;
    text-align: center;
    margin-bottom: 2rem;
}

.calculator-form {
    margin-bottom: 2rem;
}

.loan-results {
    background: #f0fdf4;
    border: 2px solid #10b981;
    border-radius: 12px;
    padding: 2rem;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 1rem;
}

.result-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0.5rem 0;
}

.result-item strong {
    color: #10b981;
    font-size: 1.25rem;
}

/* Loan Products */
.loan-products {
    padding: 80px 0;
    background: white;
}

.products-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.product-card {
    background: white;
    border-radius: 16px;
    padding: 2rem;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    transition: all 0.3s ease;
    border: 1px solid #e2e8f0;
    position: relative;
}

.product-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.15);
    border-color: #1e40af;
}

.product-header {
    text-align: center;
    margin-bottom: 2rem;
    position: relative;
}

.product-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1rem;
    background: linear-gradient(135deg, #1e40af, #2563eb);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 2rem;
}

.product-header h3 {
    font-size: 1.5rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 0.5rem;
}

.product-tag {
    position: absolute;
    top: -10px;
    right: 20px;
    background: #10b981;
    color: white;
    padding: 0.25rem 0.75rem;
    border-radius: 20px;
    font-size: 0.75rem;
    font-weight: 600;
    text-transform: uppercase;
}

.product-details {
    margin-bottom: 2rem;
}

.detail-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0.75rem 0;
    border-bottom: 1px solid #f3f4f6;
}

.detail-row:last-child {
    border-bottom: none;
}

.detail-row span {
    color: #6b7280;
    font-weight: 500;
}

.detail-row strong {
    color: #1f2937;
    font-weight: 600;
}

.product-eligibility {
    margin-bottom: 2rem;
}

.product-eligibility h4 {
    font-size: 1.125rem;
    font-weight: 600;
    color: #1f2937;
    margin-bottom: 1rem;
}

.product-eligibility ul {
    list-style: none;
}

.product-eligibility li {
    padding: 0.5rem 0;
    color: #4b5563;
    position: relative;
    padding-left: 1.5rem;
}

.product-eligibility li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: #10b981;
    font-weight: bold;
}

.product-card .btn {
    width: 100%;
    justify-content: center;
}

/* Comparison Table */
.comparison-section {
    padding: 80px 0;
    background: #f8fafc;
}

.comparison-table-wrapper {
    overflow-x: auto;
    max-width: 100%;
    margin: 0 auto;
}

.comparison-table {
    width: 100%;
    border-collapse: collapse;
    background: white;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.comparison-table th {
    background: linear-gradient(135deg, #1e40af, #2563eb);
    color: white;
    padding: 1rem;
    text-align: left;
    font-weight: 600;
}

.comparison-table td {
    padding: 1rem;
    border-bottom: 1px solid #e5e7eb;
    color: #4b5563;
}

.comparison-table tr:last-child td {
    border-bottom: none;
}

.comparison-table tr:nth-child(even) {
    background: #f9fafb;
}

.comparison-table tr:hover {
    background: #f3f4f6;
}

/* Loan Features */
.loan-features {
    padding: 80px 0;
    background: white;
}

.feature-item {
    text-align: center;
    padding: 2rem;
    border-radius: 12px;
    background: #f8fafc;
    transition: all 0.3s ease;
}

.feature-item:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

/* Responsive Design for Services Page */
@media (max-width: 768px) {
    .calculator-card {
        padding: 2rem;
    }
    
    .products-grid {
        grid-template-columns: 1fr;
    }
    
    .loan-results {
        grid-template-columns: 1fr;
        text-align: center;
    }
    
    .result-item {
        flex-direction: column;
        gap: 0.5rem;
    }
    
    .comparison-table {
        font-size: 0.875rem;
    }
    
    .comparison-table th,
    .comparison-table td {
        padding: 0.75rem 0.5rem;
    }
}

@media (max-width: 480px) {
    .calculator-card {
        padding: 1.5rem;
    }
    
    .product-card {
        padding: 1.5rem;
    }
    
    .comparison-table {
        font-size: 0.75rem;
    }
    
    .comparison-table th,
    .comparison-table td {
        padding: 0.5rem 0.25rem;
    }
}

/* Application Form */
.application-section {
    padding: 80px 0;
    background: #f8fafc;
}

.application-wrapper {
    max-width: 900px;
    margin: 0 auto;
    background: white;
    border-radius: 16px;
    padding: 3rem;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.form-notice {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    background: #eff6ff;
    border: 2px solid #1e40af;
    border-radius: 12px;
    padding: 1.5rem;
    margin-bottom: 2rem;
}

.notice-icon {
    color: #1e40af;
    font-size: 1.5rem;
    margin-top: 0.25rem;
}

.notice-content h3 {
    color: #1e40af;
    font-size: 1.125rem;
    font-weight: 600;
    margin-bottom: 0.5rem;
}

.notice-content p {
    color: #4b5563;
    line-height: 1.6;
}

.loan-application-form {
    margin-top: 2rem;
}

.form-section {
    margin-bottom: 3rem;
}

.form-section h3 {
    font-size: 1.5rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 2rem;
    padding-bottom: 0.5rem;
    border-bottom: 2px solid #e5e7eb;
}

.form-group label {
    display: block;
    margin-bottom: 0.5rem;
    font-weight: 600;
    color: #374151;
}

.form-control {
    width: 100%;
    padding: 12px 16px;
    border: 2px solid #e5e7eb;
    border-radius: 8px;
    font-size: 1rem;
    transition: border-color 0.3s ease;
    font-family: inherit;
    background: white;
}

.form-control:focus {
    outline: none;
    border-color: #1e40af;
    box-shadow: 0 0 0 3px rgba(30, 64, 175, 0.1);
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
}

textarea.form-control {
    resize: vertical;
    min-height: 100px;
}

/* Upload Area */
.upload-area {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
    margin-bottom: 1rem;
}

.upload-box {
    border: 2px dashed #d1d5db;
    border-radius: 12px;
    padding: 2rem;
    text-align: center;
    transition: all 0.3s ease;
    cursor: pointer;
    background: #f9fafb;
}

.upload-box:hover {
    border-color: #1e40af;
    background: #eff6ff;
}

.upload-box i {
    font-size: 3rem;
    color: #6b7280;
    margin-bottom: 1rem;
}

.upload-box h4 {
    font-size: 1.125rem;
    font-weight: 600;
    color: #374151;
    margin-bottom: 0.5rem;
}

.upload-box p {
    color: #6b7280;
    margin-bottom: 1rem;
}

.upload-note {
    text-align: center;
    color: #6b7280;
    font-size: 0.875rem;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
}

.upload-note i {
    color: #10b981;
}

/* Checkbox Styles */
.checkbox-group {
    margin-bottom: 1rem;
}

.checkbox-label {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    cursor: pointer;
    color: #374151;
    line-height: 1.6;
}

.checkbox-label input[type="checkbox"] {
    display: none;
}

.checkmark {
    width: 20px;
    height: 20px;
    border: 2px solid #d1d5db;
    border-radius: 4px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.3s ease;
    flex-shrink: 0;
    margin-top: 2px;
}

.checkbox-label input[type="checkbox"]:checked + .checkmark {
    background: #1e40af;
    border-color: #1e40af;
}

.checkbox-label input[type="checkbox"]:checked + .checkmark::after {
    content: '✓';
    color: white;
    font-weight: bold;
    font-size: 0.875rem;
}

.checkbox-label a {
    color: #1e40af;
    text-decoration: none;
    font-weight: 600;
}

.checkbox-label a:hover {
    text-decoration: underline;
}

/* Form Actions */
.form-actions {
    display: flex;
    gap: 1rem;
    justify-content: center;
    margin-top: 3rem;
    padding-top: 2rem;
    border-top: 2px solid #e5e7eb;
}

.form-actions .btn {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    min-width: 200px;
    justify-content: center;
}

/* Security Section */
.security-section {
    padding: 60px 0;
    background: white;
}

.security-content {
    text-align: center;
}

.security-content h3 {
    font-size: 2rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 2rem;
}

.security-features {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 2rem;
}

.security-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.75rem;
    padding: 1.5rem;
    border-radius: 12px;
    background: #f8fafc;
    transition: all 0.3s ease;
}

.security-item:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 20px rgba(0, 0, 0, 0.1);
}

.security-item i {
    font-size: 2rem;
    color: #10b981;
}

.security-item span {
    font-weight: 600;
    color: #374151;
    text-align: center;
}

/* Responsive Design for Apply Page */
@media (max-width: 768px) {
    .application-wrapper {
        padding: 2rem;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .upload-area {
        grid-template-columns: 1fr;
    }
    
    .form-actions {
        flex-direction: column;
        align-items: center;
    }
    
    .form-actions .btn {
        width: 100%;
        max-width: 300px;
    }
    
    .security-features {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .form-notice {
        flex-direction: column;
        text-align: center;
    }
}

@media (max-width: 480px) {
    .application-wrapper {
        padding: 1.5rem;
    }
    
    .security-features {
        grid-template-columns: 1fr;
    }
    
    .upload-box {
        padding: 1.5rem;
    }
    
    .upload-box i {
        font-size: 2rem;
    }
}

/* Process Steps */
.process-steps {
    padding: 80px 0;
    background: white;
}

.steps-timeline {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 3rem;
    position: relative;
}

.process-step {
    display: flex;
    gap: 2rem;
    align-items: flex-start;
    padding: 2rem;
    border-radius: 16px;
    background: #f8fafc;
    transition: all 0.3s ease;
    border: 1px solid #e2e8f0;
}

.process-step:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    border-color: #1e40af;
}

.step-number {
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, #1e40af, #2563eb);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 1.5rem;
    flex-shrink: 0;
}

.step-content {
    flex: 1;
}

.step-icon {
    width: 60px;
    height: 60px;
    margin: 0 auto 1.5rem;
    background: linear-gradient(135deg, #10b981, #34d399);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.5rem;
}

.step-content h3 {
    font-size: 1.5rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 1rem;
    text-align: center;
}

.step-content p {
    color: #4b5563;
    line-height: 1.6;
    margin-bottom: 1.5rem;
    text-align: center;
}

.step-details ul {
    list-style: none;
}

.step-details li {
    padding: 0.5rem 0;
    color: #6b7280;
    position: relative;
    padding-left: 1.5rem;
    font-size: 0.9rem;
}

.step-details li::before {
    content: '→';
    position: absolute;
    left: 0;
    color: #1e40af;
    font-weight: bold;
}

/* Process Overview */
.process-overview {
    padding: 80px 0;
    background: #f8fafc;
}

.overview-content h2 {
    font-size: 2.5rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 3rem;
    text-align: center;
}

.overview-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.overview-item {
    text-align: center;
    padding: 2rem;
    border-radius: 12px;
    background: white;
    transition: all 0.3s ease;
    border: 1px solid #e2e8f0;
}

.overview-item:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    border-color: #1e40af;
}

.overview-icon {
    width: 70px;
    height: 70px;
    margin: 0 auto 1.5rem;
    background: linear-gradient(135deg, #1e40af, #2563eb);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.5rem;
}

.overview-item h4 {
    font-size: 1.25rem;
    font-weight: 600;
    color: #1f2937;
    margin-bottom: 1rem;
}

.overview-item p {
    color: #6b7280;
    line-height: 1.6;
}

/* Requirements Section */
.requirements {
    padding: 80px 0;
    background: white;
}

.requirements-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.requirement-card {
    text-align: center;
    padding: 2rem;
    border-radius: 12px;
    background: #f8fafc;
    transition: all 0.3s ease;
    border: 1px solid #e2e8f0;
}

.requirement-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    border-color: #1e40af;
}

.req-icon {
    width: 70px;
    height: 70px;
    margin: 0 auto 1.5rem;
    background: linear-gradient(135deg, #10b981, #34d399);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.5rem;
}

.requirement-card h4 {
    font-size: 1.25rem;
    font-weight: 600;
    color: #1f2937;
    margin-bottom: 1rem;
}

.requirement-card p {
    color: #6b7280;
    line-height: 1.6;
}

/* Timeline Section */
.timeline-section {
    padding: 80px 0;
    background: #f8fafc;
}

.timeline {
    max-width: 800px;
    margin: 0 auto;
    position: relative;
}

.timeline-item {
    display: flex;
    gap: 2rem;
    margin-bottom: 3rem;
    position: relative;
}

.timeline-marker {
    position: relative;
    display: flex;
    flex-direction: column;
    align-items: center;
}

.timeline-dot {
    width: 20px;
    height: 20px;
    background: #1e40af;
    border: 4px solid #eff6ff;
    border-radius: 50%;
    z-index: 2;
}

.timeline-line {
    width: 2px;
    height: 100px;
    background: #e2e8f0;
    position: absolute;
    top: 20px;
}

.timeline-content {
    flex: 1;
    background: white;
    padding: 2rem;
    border-radius: 12px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
    border-left: 4px solid #1e40af;
}

.timeline-content h4 {
    font-size: 1.25rem;
    font-weight: 600;
    color: #1f2937;
    margin-bottom: 0.5rem;
}

.timeline-content p {
    color: #6b7280;
    margin-bottom: 0.5rem;
}

.timeline-time {
    display: inline-block;
    background: #10b981;
    color: white;
    padding: 0.25rem 0.75rem;
    border-radius: 20px;
    font-size: 0.875rem;
    font-weight: 600;
}

/* Responsive Design for How It Works Page */
@media (max-width: 768px) {
    .steps-timeline {
        grid-template-columns: 1fr;
    }
    
    .process-step {
        flex-direction: column;
        text-align: center;
        gap: 1rem;
    }
    
    .overview-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .requirements-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .timeline-item {
        flex-direction: column;
        text-align: center;
    }
    
    .timeline-marker {
        flex-direction: row;
        justify-content: center;
        margin-bottom: 1rem;
    }
    
    .timeline-line {
        width: 100px;
        height: 2px;
        top: 10px;
        left: 20px;
    }
}

@media (max-width: 480px) {
    .overview-grid {
        grid-template-columns: 1fr;
    }
    
    .requirements-grid {
        grid-template-columns: 1fr;
    }
    
    .timeline-content {
        padding: 1.5rem;
    }
}

/* FAQ Section */
.faq-section {
    padding: 80px 0;
    background: #f8fafc;
}

.faq-categories {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(400px, 1fr));
    gap: 2rem;
}

.faq-category {
    background: white;
    border-radius: 16px;
    padding: 2rem;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    transition: transform 0.3s ease;
}

.faq-category:hover {
    transform: translateY(-5px);
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.15);
}

.category-header {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 2rem;
    padding-bottom: 1rem;
    border-bottom: 2px solid #e5e7eb;
}

.category-header i {
    font-size: 1.5rem;
    color: #1e40af;
}

.category-header h3 {
    font-size: 1.5rem;
    font-weight: 700;
    color: #1f2937;
    margin: 0;
}

.faq-items {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.faq-item {
    border: 1px solid #e5e7eb;
    border-radius: 8px;
    overflow: hidden;
    transition: all 0.3s ease;
}

.faq-item:hover {
    border-color: #1e40af;
    box-shadow: 0 4px 12px rgba(30, 64, 175, 0.1);
}

.faq-item.active {
    border-color: #1e40af;
}

.faq-question {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1.25rem;
    background: #f8fafc;
    cursor: pointer;
    transition: background 0.3s ease;
}

.faq-question:hover {
    background: #eff6ff;
}

.faq-question h4 {
    font-size: 1.125rem;
    font-weight: 600;
    color: #1f2937;
    margin: 0;
    flex: 1;
}

.faq-question i {
    color: #6b7280;
    transition: transform 0.3s ease;
}

.faq-item.active .faq-question i {
    transform: rotate(180deg);
    color: #1e40af;
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease, padding 0.3s ease;
    background: white;
}

.faq-item.active .faq-answer {
    max-height: 500px;
    padding: 1.25rem;
}

.faq-answer p {
    color: #4b5563;
    line-height: 1.6;
    margin: 0;
}

/* Questions Section */
.questions-section {
    padding: 80px 0;
    background: white;
}

.questions-content {
    text-align: center;
    max-width: 800px;
    margin: 0 auto;
}

.questions-content h2 {
    font-size: 2.5rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 1rem;
}

.questions-content p {
    font-size: 1.25rem;
    color: #6b7280;
    margin-bottom: 3rem;
    line-height: 1.6;
}

.contact-options {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-bottom: 3rem;
}

.contact-option {
    display: flex;
    align-items: center;
    gap: 1.5rem;
    padding: 2rem;
    border-radius: 12px;
    background: #f8fafc;
    transition: all 0.3s ease;
    border: 1px solid #e2e8f0;
}

.contact-option:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    border-color: #1e40af;
}

.contact-option i {
    font-size: 2rem;
    color: #1e40af;
    width: 60px;
    height: 60px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: white;
    border-radius: 50%;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}

.contact-option div h4 {
    font-size: 1.25rem;
    font-weight: 600;
    color: #1f2937;
    margin-bottom: 0.5rem;
}

.contact-option div p {
    color: #4b5563;
    margin-bottom: 0.5rem;
    font-weight: 500;
}

.contact-option div span {
    display: block;
    color: #6b7280;
    font-size: 0.875rem;
    margin-top: 0.5rem;
}

.contact-buttons {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

/* Responsive Design for FAQ Page */
@media (max-width: 768px) {
    .faq-categories {
        grid-template-columns: 1fr;
    }
    
    .faq-category {
        padding: 1.5rem;
    }
    
    .contact-options {
        grid-template-columns: 1fr;
    }
    
    .contact-option {
        flex-direction: column;
        text-align: center;
        gap: 1rem;
    }
    
    .contact-option i {
        margin-bottom: 1rem;
    }
    
    .contact-buttons {
        flex-direction: column;
        align-items: center;
    }
    
    .contact-buttons .btn {
        width: 100%;
        max-width: 300px;
    }
}

@media (max-width: 480px) {
    .category-header {
        flex-direction: column;
        text-align: center;
        gap: 0.5rem;
    }
    
    .category-header h3 {
        font-size: 1.25rem;
    }
    
    .faq-question {
        padding: 1rem;
    }
    
    .faq-question h4 {
        font-size: 1rem;
    }
    
    .questions-content h2 {
        font-size: 2rem;
    }
    
    .questions-content p {
        font-size: 1.125rem;
    }
}